PRIVACY POLICY
OF
CashAdvance-Fast.com,
and all related Websites.
Last updated
June 27, 2007.
BY VISITING THIS WEBSITE AND REQUESTING INFORMATION, PRODUCTS OR SERVICES THERON,
YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU
DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT PROVIDE ANY INFORMATION
OR USE ANY OF THE SERVICES OR PRODUCTS OFFERED OR PROVIDED ON ANY OF THE WEBSITES
REFERRED TO IN THIS PRIVACY POLICY.
THIS POLICY ONLY APPLIES TO THE FIRST PAGE OF THIS WEBSITE. UPON ENTERING THE REQUESTED
INFORMATION, OUR TECHNOLOGY WILL AUTOMATICALLY RE-DIRECT YOU TO ONE OF OUR BUSINESS
ASSOCIATES WEBSITES FOR COMPLETION AND IMMEDIATE ACTION ON YOUR REQUEST.
CashAdvance-Fast.com
IS NOT RESPONSIBLE FOR THIS WEBSITE AND YOU SHOULD CAREFULLY REVIEW THE PRIVACY
POLICY ON THIS SITE BEFORE ENTERING ANY PERSONAL INFORMATION.
PLEASE NOTE: THIS PRIVACY POLICY CHANGES FROM TIME TO TIME AND CHANGES ARE EFFECTIVE
UPON POSTING. PLEASE CHECK BACK FREQUENTLY FOR UPDATES AS IT IS YOUR SOLE RESPONSIBILITY
TO BE AWARE OF CHANGES. WE DO NOT PROVIDE NOTICES OF CHANGES IN ANY MANNER OTHER
THAN BY POSTING THE CHANGES AT THIS WEB SITE.
This policy describes the information collection, use, and dissemination practices
of
CashAdvance-Fast.com,
(“CashAdvance-Fast.com”)
and applies to
CashAdvance-Fast.com’s
collection, use, storage and disclosure of information by
CashAdvance-Fast.com
on its (a) websites, including all its divisions, subsidiaries and related companies
(collectively, the "Websites"), and (b) on various Third Party websites.
CashAdvance-Fast.com
is not responsible for the information collection or privacy practices of Third
Party websites or applications.
1. Collection of Information
1.1 Survey Information.
CashAdvance-Fast.com
collects information from individuals by various methods, including, but not limited
to, when an individual voluntarily completes the survey or registration page either online
or offline. (As used herein, "online" means using the Internet, including the Websites,
and related technologies, and "offline" means by methods other than online, including
in person, in the postal mail, using telephones and cell phones, and other similar
means.) In the Surveys,
CashAdvance-Fast.com
may ask an individual to provide various information, which may include his or her
name, email address, street address, zip code, telephone numbers (including cell
phone numbers and carriers), birth date, gender, salary range, education and marital
status, occupation, social security number, employment information, personal and
online interests, and such other information as may be requested from time to time
(together, "Survey Information").
Completing the Surveys is completely voluntary, and individuals are under no obligation to
provide Survey Information to
CashAdvance-Fast.com
.
1.2 Site Membership or Registration. To the extent
registration is required to receive email and possibly postal communications from
CashAdvance-Fast.com,
this Privacy Policy also applies to consumers that have agreed to receive e-mail
marketing from
CashAdvance-Fast.com,
whether at our Website or otherwise. We collect information in certain portions
of our Website, which may include your name, email address, street address, zip
code, telephone numbers (including cell phone numbers and carriers), birth date,
gender, salary range, education and marital status, occupation, social security
number, employment information, personal and online interests, and such other information
as may be requested from time to time or where guests provide content submissions
and suggestions or participate in interactive online activities (i.e., by way of
responding to questions and surveys, community listings, ratings, searches and comparison
searches, bidding, purchasing, chat, games, or bulletin boards, etc.). The personal
profile information you submit to
CashAdvance-Fast.com
remains your property, but by submitting that information to
CashAdvance-Fast.com,
you grant
CashAdvance-Fast.com,
the right to use that information for marketing purposes.
CashAdvance-Fast.com,
may also use such information for content improvement and feedback purposes.
CashAdvance-Fast.com
reserves the right to release current or past member information in the event
CashAdvance-Fast.com
believes that the membership is being or has been used in violation of its AUP the
Rules or to commit unlawful acts, if the information is subpoenaed, if
CashAdvance-Fast.com
is sold or acquired, or when
CashAdvance-Fast.com
deems it necessary or appropriate. By agreeing to these terms, you hereby consent
to disclosure of any record or communication to any Third Party when
CashAdvance-Fast.com,
in its sole discretion, determines the disclosure to be appropriate.
"Subscription" occurs when an end-user registers for
CashAdvance-Fast.com's
services, via registration at our website.
CashAdvance-Fast.com
collects personally identifiable information about our subscribers, based on: information
gathered at the time of registration, subscriber interaction and response to subsequent
electronic mailings and website use. Information collected may include, but is not
necessarily limited to: name, email address, postal address, gender, birth date,
telephone number, activity, interests, user behavior and other demographic information.
This information enables us to better tailor our content to subscribers' needs and
to help our clients to promote and sell their products and services.
1.3 Requests for Assistance or Service. Other occasions
when
CashAdvance-Fast.com
obtains information from individuals include (1) when an individual requests assistance through
CashAdvance-Fast.com‘s
customer service department, and (2) when an individual voluntarily subscribes to a
CashAdvance-Fast.com’s
service or newsletter (together, "Other Information").
1.4 Cookies, Web Beacons, and Other Info Collected Using Technology.
CashAdvance-Fast.com
currently uses cookie and web beacon technology to associate certain Internet-related
information about an individual with information about the individual in our database.
Additionally,
CashAdvance-Fast.com
may use other new and evolving sources of information in the future (together, "Technology
Information").
(a) Cookies. A cookie is a small amount of data stored
on the hard drive of the individual's computer that allows
CashAdvance-Fast.com
to identify the individual with his or her corresponding data that resides in
CashAdvance-Fast.com’s
database. You may read more about cookies at http://cookiecentral.com.
Individuals who use the Websites need to accept cookies in order to use all of the features
and functionality of the Websites.
(b) Web Beacons. A web beacon is programming code that
can be used to display an image on a web page (by using an <img src="x">
programming function -- see http://truste.org
for more information), but can also
be used to transfer an individual's unique user identification (often in the form
of a cookie) to a database and associate the individual with previously acquired
information about an individual in a database. This allows
CashAdvance-Fast.com
to track certain websites an individual visits online. Web beacons are used to determine
products or services an individual may be interested in, and to track online behavioral
habits for marketing purposes. For example,
CashAdvance-Fast.com
might place, with the consent of a Third Party website, a web beacon on the Third
Party's website where cosmetics are sold. When Jane, an individual listed in
CashAdvance-Fast.com‘s
database, visits the cosmetic website,
CashAdvance-Fast.com
receives notice by means of the web beacon that Jane visited the cosmetics site,
and
CashAdvance-Fast.com
would then update Jane’s profile with the information that Jane is interested in
cosmetics.
CashAdvance-Fast.com
may thereafter present offers of cosmetic related products and services to Jane.
In addition to using web beacons on web pages,
CashAdvance-Fast.com
also uses web beacons in email messages sent to individuals listed in
CashAdvance-Fast.com’s
database.
(c) New TechnologyThe use of technology on the Internet,
including cookies and web beacons, is rapidly evolving, as is
CashAdvance-Fast.com’s
use of new and evolving technology. As a result,
CashAdvance-Fast.com
strongly encourages individuals to revisit this policy for any updates regarding
its use of technology.
(d) Usage Tracking and Log Files.
CashAdvance-Fast.com
tracks information related to the electronic mailings and web pages viewed by users
and subscribers, as well as the hyperlinks clicked by subscribers, while viewing
our emails or visiting our websites. Log files are used to track and monitor subscriber
usage.
(e) Optional Registration.
CashAdvance-Fast.com
may offer free voluntary registration to potential subscribers. During such registration,
the subscriber is required to supply an email address and other personal information.
This information is required if the subscriber wants to participate in
CashAdvance-Fast.com
services.
(f) Feedback and Inquiries. You have the ability to
contact
CashAdvance-Fast.com
to provide us with their feedback.
CashAdvance-Fast.com
uses this information to respond to you and analyze customer service issues.
(g) IP Address. We collect your IP (Internet Protocol)
address to help diagnose problems with our server, and to administer this Site.
An IP address is a number that is assigned to your computer when you use the Internet.
Your IP address is also used to help identify you during a particular session and
to gather broad demographic data.
(h) Clear GIFs. We use a common technology known as
a “Clear GIF” or “1-by-1 Pixel” on the Site and in e-mail communications with users.
A Clear GIF or “graphic interface format” is a small graphic (in fact, truly a 1x1
pixel) that we (or our partners) place on a page of the Site. We may also occasionally
place GIFs in e-mail messages that we send to users. GIFs, which do not contain
any PII, provide us with important information about how users use the Site and
respond to e-mail messages. With this information, we are better able to track the
performance of certain promotions and understand the effectiveness of particular
creative e-mail presentations. We may also allow our advertisers and promotional
partners the ability to use GIFs on the Site solely to track users who link from
their respective sites to this Site, but this ability to track such activity does
not allow these entities access to user PII.
1.5 Outside Information.
CashAdvance-Fast.com
may receive information about individuals from Third Parties or from other sources
of information outside of
CashAdvance-Fast.com
including information located in public databases ("Outside Information").
1.6 No Information Collected from Children.
CashAdvance-Fast.com
will never knowingly collect any personal information about children under the age
of 13. If
CashAdvance-Fast.com
obtains actual knowledge that it has collected personal information about a child
under the age of 13, that information will be immediately deleted from our database.
Because it does not collect such information,
CashAdvance-Fast.com
has no such information to use or to disclose to Third Parties.
CashAdvance-Fast.com
is designed this policy in order to comply with the Children's Online Privacy Protection
Act ("COPPA").
1.7 Links to External Websites.
CashAdvance-Fast.com’s
emails and websites contain links to external websites. You will be taken to
external websites if you click on these links. Your information may be passed from
CashAdvance-Fast.com’s
database to the external website, and/or external database, for your convenience
(e.g. your information may be used to pre-fill a form at a destination website).
CashAdvance-Fast.com
is not responsible for the privacy practices or content of any external website
owner. We encourage you to review the privacy policy of any website they visit.
2. Use of Individual Information.
2.1 General Use. The following paragraphs in Section
2 describe how
CashAdvance-Fast.com
currently uses Individual Information, but
CashAdvance-Fast.com
may change or broaden its use at any time. As noted below,
CashAdvance-Fast.com
may update this policy from time to time.
CashAdvance-Fast.com
may use Individual Information to provide promotional offers to individuals by means
of email advertising, telephone marketing, direct mail marketing, online banner
advertising, and package stuffers, among other possible uses.
2.2 Email and Unsubscribe Policy.
CashAdvance-Fast.com
uses Individual Information to provide promotional offers by email to individuals.
CashAdvance-Fast.com
may maintain separate email lists for different purposes. If email recipients wish
to end their email subscription from a particular list, they need to follow the
instructions at the end of each email message to unsubscribe from the particular
list. To unsubscribe from all
CashAdvance-Fast.com’s
email lists, a person must send an email to
unsubscribe@CashAdvance-Fast.com.
CashAdvance-Fast.com
unsubscribe process impacts only the future delivery of electronic mailings disseminated
by
CashAdvance-Fast.com
on its own behalf.
2.3 Content of Email Messages. In certain commercial
email messages sent by
CashAdvance-Fast.com,
an Advertiser's name will appear in the "From:" line but hitting the "Reply" button
will cause a reply email to be sent to
CashAdvance-Fast.com.
The "Subject:" line of
CashAdvance-Fast.com
email messages will usually contain a line provided from the Advertiser to
CashAdvance-Fast.com.
2.4 Solicited Email.
CashAdvance-Fast.com
only sends email to individuals who have agreed on the Websites to receive email
from
CashAdvance-Fast.com.
As such,
CashAdvance-Fast.com
does not send unsolicited email messages. As a result, statutes requiring certain
formatting for unsolicited email are not applicable to
CashAdvance-Fast.com's
email messages.
2.5 Telemarketing.
CashAdvance-Fast.com
uses Individual Information to advertise, directly or indirectly, to individuals
using direct mail marketing or telemarketing using telephones and cell phones. By
registering and using this Site, You acknowledge that the processing of your individual
information may involve the transfer of such PII from within the European Economic
Area (“EEA”) to countries outside the EEA whose data protection regulation may not
be as stringent as that within the European Union. We may use individual information
to provide the services you've requested, including services that display customized
content and advertising.
2.6 Wireless Addresses. If the e-mail address you provide
to
CashAdvance-Fast.com
is a wireless e-mail address, you agree to receive messages at such address from
CashAdvance-Fast.com
or its business associates (unless and until you have elected not to receive such
messages by following the instructions in the unsubscribe portion of this policy).
You understand that your wireless carrier's standard rates apply to these messages.
2.7 Short Message Service.
CashAdvance-Fast.com
may make available a service through which you can receive messages on your wireless
device via short message service (“SMS Service”). Data obtained from you in connection
with this SMS service may include your name, address, cell phone number, your provider's
name, and the date, time, and content of your messages. You represent that you are
18 years of age and the owner or authorized user of the wireless device on which
messages will be received, and that you are authorized to approve the applicable
charges. In addition to any fee of which you are notified, your provider's standard
messaging rates apply to our confirmation and all subsequent SMS correspondence.
All charges are billed by and payable to your mobile service provider.
CashAdvance-Fast.com
will not be liable for any delays in the receipt of any SMS messages, as delivery
is subject to effective transmission from your network operator. SMS message services
are provided on an AS IS basis.
CashAdvance-Fast.com
may also obtain the date, time and content of your messages in the course of your
use of the SMS Service. We will use the information we obtain in connection with
our SMS Service in accordance with this Privacy Policy. If fees are charged to your
wireless account invoice, we may provide your carrier with your applicable information
in connection therewith. Your wireless carrier and other service providers may also
collect data about your wireless device usage, and their practices are governed
by their own policies.
You acknowledge and agree that the SMS Service is provided via wireless systems
which use radios (and other means) to transmit communications over complex networks.
We do not guarantee that your use of the SMS Service will be private or secure,
and we are not liable to you for any lack of privacy or security you may experience.
You are fully responsible for taking precautions and providing security measures
best suited for your situation and intended use of the SMS Service. We may also
access the content of your account and wireless account with your carrier for the
purpose of identifying and resolving technical problems and service-related complaints.
CashAdvance-Fast.com
may use personal information to provide the services you've requested, including
services that display customized content and advertising.
CashAdvance-Fast.com
may also use personal information for auditing, research and analysis to operate
and improve our technologies and services. When
CashAdvance-Fast.com
uses business associates to assist
CashAdvance-Fast.com
in processing your personal information,
CashAdvance-Fast.com
requires that they comply with our Privacy Policy and any other appropriate confidentiality
and security measures.
CashAdvance-Fast.com
will not share your personal information unless we
have your express permission or under special circumstances, such as when we
believe in good faith that the disclosure is required to prevent harm or
injury (such as product recalls, fraud, claims or other liability) or to
comply with valid legal processes (subpoenas, warrants) or as required by
law.
You may remove your information from
CashAdvance-Fast.com’s
database. If you remove your information from
CashAdvance-Fast.com’s
database it will no longer be used by
CashAdvance-Fast.com
for secondary purposes, disclosed to third parties, or used by
CashAdvance-Fast.com
to send promotional correspondence to you. You may remove your information by sending
your request in writing via email to
cs@CashAdvance-Fast.com
or by sending "STOP", "END", "QUIT" to the SMS text message you have received.
2.8 Use of Technology Information.
CashAdvance-Fast.com
uses Technology Information (1) to track a person's online browsing habits
on the Internet, (2) to determine which areas of
CashAdvance-Fast.com’s
websites are most frequently visited. This information helps
CashAdvance-Fast.com
to better understand the online habits of individuals so that
CashAdvance-Fast.com
can target advertising and promotions to them.
2.10 Profiles of Individuals.
CashAdvance-Fast.com
uses Individual Information to make a profile of an individual. A profile can be
created by combining Survey Information with other
sources of Individual Information such as information obtained from public databases.
2.11 Storage of Individual Information.
CashAdvance-Fast.com
stores the Individual Information in a database on its’ computers. Our computers
have security measures (such as a firewall) in place to protect against the loss,
misuse, and alteration of the information under
CashAdvance-Fast.com’s
control. Not withstanding such measures,
CashAdvance-Fast.com
cannot guarantee that its security measures will prevent its computers from being
illegally accessed, and the Individual Information on them stolen or altered.
3. Dissemination of Individual Information.
3.1 Marketing and Order Fulfillment.
CashAdvance-Fast.com
will transfer Individual Information to Third Parties when necessary to provide
a product or service that a person orders from such Third Party while using
CashAdvance-Fast.com’s
websites or when responding to offers provided by
CashAdvance-Fast.com.
CashAdvance-Fast.com
may also use a Third Party to provide you with information regarding
CashAdvance-Fast.com,
its services and products or to provide you with Third party services and information
which you have requested.
3.2 Legal Process.
CashAdvance-Fast.com
may disclose Individual Information to respond to subpoenas, court orders, and other
legal processes.
3.3 Access. Individuals have access to their Individual
Information collected to provide an opportunity for an individual to correct, amend,
or delete such information. Access can be obtained by contacting
info@CashAdvance-Fast.com.
CashAdvance-Fast.com
may also grant advertising clients and email services providers’ access to an individual's
email address to verify the origin of the Individual Information collected.
4. Privacy Practices of Third Parties.
4.1 Advertiser cookies and web beacons. Advertising
agencies, advertising networks, and other companies (together, "Advertisers") who
place advertisements on the Websites and on the Internet generally may use their
own cookies, web beacons, and other technology to collect information about individuals.
CashAdvance-Fast.com
does not control Advertisers' use of such technology and
CashAdvance-Fast.com
has no responsibility for the use of such technology to gather information about
individuals.
4.2 Links. The Websites and email messages sometimes
contain hypertext links to the websites of Third Parties.
CashAdvance-Fast.com
is not responsible for the privacy practices or the content of such other websites.
Linked websites may contain links to websites maintained by Third Parties. Such
links are provided for your convenience and reference only.
CashAdvance-Fast.com
does not operate or control in any respect any information, software, products or
services available on such Third Party websites. The inclusion of a link to a web
site does not imply any endorsement of the services or the site, its contents, or
its sponsoring organization.
5. Unsubscribe Procedures. If you wish to discontinue
receiving email messages from
CashAdvance-Fast.com,
you have several options:
(a) Unsubscribe from one email list. To unsubscribe
from a particular list, either (1) send an email to
unsubscribe@CashAdvance-Fast.com
or (2) follow the instructions in each promotional email message sent.
(b) Unsubscribe from all of
CashAdvance-Fast.com’s
email lists. We reserve the right to add Individual Information to
multiple lists maintained by
CashAdvance-Fast.com.
To globally unsubscribe from all of
CashAdvance-Fast.com‘s lists,
send an email to
unsubscribe@CashAdvance-Fast.com.
6. CALIFORNIA RESIDENTS PRIVACY RIGHTS Companies that
collect personally identifiable information ("PII") from California residents and
disclose such information to Third Parties (including affiliated entities) for marketing
purposes must, in response to a request by a consumer, either (1) provide a list
detailing the categories of information shared and the entities to which such information
was provided, or (2) provide a mechanism by which a consumer may opt-out of having
their information shared with Third Parties. We have elected the second option and
you may request that your PII not be shared with Third Parties by sending your request,
including your full name, email address and postal address to:
privacy@CashAdvance-Fast.com,
or by mail to California Privacy Information c/o
CashAdvance-Fast.com,
1344 Disc Drive, #193, Sparks, NV, 89436. In accordance with California
Civil Code Sec. 1789.3, California resident users are entitled to know that they
may file grievances and complaints with California Department of Consumer Affairs,
400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210;
or by email to dca@dca.ca.gov.
7. Third Party Marketing In addition to the information collected by us and registration information submitted by you, we may employ both first-party and third-party cookies. A cookie is a piece of data stored on your hard drive containing activity-based information about you, and it is designed to facilitate the receipt of targeted and relevant advertisements. The cookie is not associated with your personally identifiable information. To opt out of our third party cookie-based marketing program, click here: http://rt.displaymarketplace.com/optout.html
For more information about protecting your privacy,
you may wish to visit: www.ftc.gov. If you have questions about this policy, please
contact us at
customerinformation@CashAdvance-Fast.com.